We have been in the accounts receivable factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's roller coaster rides and having had these experiences, can support you through any hard circumstances you might come under. We won't disappear when the times get hard, like some other accounts receivable factoring companies sadly have before.

All factoring companies have guidelines for size, industry, and risk. It's pretty hard for you to pick which accounts receivable factoring business is a second to none fit for you. By reaching out to us, we'll get to know your situation very quickly and help you locate the right fit for your company - it may be us or another accounts receivable factoring company.

We have a huge network of accounts receivable factoring industry counterparts, these close relationships were built over 20+ years in the business. So, after you take some time to explain what you need to us, you'll quickly learn that we can help you find just what you need.

Almost all accounts receivable factoring firms let you select and choose your customers that you would like to factor. However a few of them normally have a minimum amount in order to work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our accounts receivable factoring agreement is a lot like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will force you into accounts receivable factoring when you don't require it.

Almost all accounts receivable factoring firms try not be upfront about their fees. It doesn't make any sense why they do this. We are different.  We are flat out transparent about our fees. When you apply, you are given a transparent, no obligation rate offer with the fee for your business. See which other factoring company, If any, will be that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. So, for example, if your customer owes you $1,000, you will receive an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring companies are financed by Wall Street money. We are a privately held company and don't answer to investors and boards. Much like you, we are like-minded business people who understand what it takes to run a business. We hear your story, determine concerns. Based on that information we will put together a tailor-made solution for you. Almost all invoice factoring companies especially the Silicon Valley Fintech ones mainly lay their money on an algorithm to establish your company's funding program. Do you want to rely on an algorithm as a cash flow partner to fund your business?

Almost all accounts receivable factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or simply won't.

Don't dismiss the fact that the accounts receivable factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is superior. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. Further more we follow each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if required until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from risky transactions. You have 24/7 access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues so there are no surprises.

You get 24/7 direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Be on the lookout for negative payment trends. This is critical to prevent avoidable write-offs.

We make sure to use state-of-the-art technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much lower rates for you. Almost all other companies are not even in the same neighborhood.